FAQ
Fire Rebuild: Questions & Answers
With Key Reasons Homeowners Choose Roof and Realm
Contact your insurance provider, document all damages, and request your previous home records from the building department. Then schedule a Roof and Realm Project Assessment to understand timelines, costs, and next steps.
You can begin once the fire department clears the site and insurance finalizes your claim. Roof and Realm can begin design and planning immediately while permitting occurs in parallel.
Yes. Modular homes are fully HCD-approved, meet all California building codes, and often exceed fire-resistant standards—especially steel-built modular systems.
Yes. Insurance covers the replacement cost of your home regardless of construction type. Most carriers approve modular due to its safety, clarity of pricing, and accelerated timelines.
Modular construction is 60–70% faster. While the site is prepared, your new home is built simultaneously in our factory, reducing months of delays.
Absolutely. You can rebuild the same size or customize the layout, increase square footage, and select modern finishes like large windows, glass railings, and luxury materials.
Our homes feature:
- Steel framing
- Non-combustible exterior materials
- Fire-retardant insulation
- James Hardie or similar WUI-approved cladding
- Factory-controlled precision construction
Yes. Even with a previous home on the property, a full new plan set is required. Roof and Realm handles architectural plans, MEP, Title 24, and complete permitting.
Yes. Roof and Realm provides a selection of California State–approved modular home designs.
From small ADUs to full single-family homes and multi-story structures—Roof and Realm builds from 400 sqft to 4,000+ sqft, including 3–4 story options.
Yes. Modular reduces labor cost, shortens build time, minimizes delays, and provides fixed pricing—ideal for insurance budgets.
A certified hazmat and debris removal team clears the site. This is typically included in your insurance claim.
Yes. We provide replacement cost estimates, detailed scopes, construction documentation, and rebuild options required by insurance companies.
Yes. Steel modular homes perform exceptionally well due to rigid engineering, strong connection systems, and fire-retardant exterior assemblies.
Electrical, water, gas, and sewer must be assessed and reconnected. Roof and Realm coordinate all utility inspections, trenching, and site work.
Yes. As long as the new design meets zoning, height limits, and setbacks, you can increase square footage or add an ADU.
No. Modern modular homes look identical—or superior—to site-built homes, with fully customizable architecture and premium finishes.
- WUI-compliant exterior materials
- Steel-frame construction
- Fast factory build timelines
- In-house design, engineering, and MEP
- MCI foundation partners
- Dedicated project managers
- Transparent pricing + factory tours
- Hundreds of successful CA modular projects
Yes. Our homes exceed Title 24 with:
- High-efficiency insulation
- Energy-saving windows
- Heat pumps
- Solar-ready design
- Airtight factory-built construction
Schedule a Free Project Assessment. Our team will evaluate your site, insurance details, zoning, budget, timeline, and home design needs—and provide a complete rebuild roadmap.